General Comparison Between HDFC Bank And ICICI Bank
General Comparison between HDFC Bank and ICICI Bank
HDFC Bank ICICI Bank Second largest private Sector bank largest Private Sector Bank
Retail assets constituted 51.3% of advances in FY12. Retail assets constituted 34% of advances in FY12
Comparison on the basis of services:
HDFC Bank Services-
A) Net Banking: - “Secure Access”
HDFC bank has adopted this new security solution for its customer secure access. Under Secure Access many transactions are carrying out like
Visa Money Transfer
Third party Transfer
B) INSTA IPIN Facility:- Re-generation of net banking password instantly with the help of debit card details & start using your new password (IPIN) immediately, No need to wait for the arrival of new password for longer time.
C) Credit Card Online: - Credit card has become more convenient and time sharing. Credit card features are available which are as follows - Account Information - Unbilled Transactions - Download card statement (up to last 6 month).
D) One View: - It has been considered as a revolutionary Service from HDFC bank. With this service It allows customer to manage multiple accounts in different banks through one single online interface. For ex-If a person is a HdFC Bank customer and also having one or more accounts with Citibank, ICICI Bank,Standard chatered bank the the one view service is really helpful.
E) Prepaid Mobile Refill:- HDFC Bank offers prepaid mobile refill, which allows a customer to recharge the mobile phone anytime from anywhere & Pay directly from the bank account.
HDFC Bank ICICI Bank Second largest private Sector bank largest Private Sector Bank
Retail assets constituted 51.3% of advances in FY12. Retail assets constituted 34% of advances in FY12
Comparison on the basis of services:
HDFC Bank Services-
A) Net Banking: - “Secure Access”
HDFC bank has adopted this new security solution for its customer secure access. Under Secure Access many transactions are carrying out like
Visa Money Transfer
Third party Transfer
B) INSTA IPIN Facility:- Re-generation of net banking password instantly with the help of debit card details & start using your new password (IPIN) immediately, No need to wait for the arrival of new password for longer time.
C) Credit Card Online: - Credit card has become more convenient and time sharing. Credit card features are available which are as follows - Account Information - Unbilled Transactions - Download card statement (up to last 6 month).
D) One View: - It has been considered as a revolutionary Service from HDFC bank. With this service It allows customer to manage multiple accounts in different banks through one single online interface. For ex-If a person is a HdFC Bank customer and also having one or more accounts with Citibank, ICICI Bank,Standard chatered bank the the one view service is really helpful.
E) Prepaid Mobile Refill:- HDFC Bank offers prepaid mobile refill, which allows a customer to recharge the mobile phone anytime from anywhere & Pay directly from the bank account.